1. DeSantis Distinguished Professor of Finance and Entrepreneurship, College of Business; Florida Atlantic University; 777 Glades Road Boca Raton FL 33431 USA
2. Visiting Professor, Birmingham Business School; University of Birmingham; Edgbaston Birmingham B15 2TT
3. Department of Finance and Accounting; SKEMA Business School-Université Côte d'Azur, SKEMA Business School; Avenue Willy Brandt F-59777 Lille France