1. Department of Finance, College of Business Administration; San Diego State University; 5500 Campanile Dr. San Diego CA 92182-8236
2. Department of Real Estate, Department of Finance and Institute of Real Estate Studies; National University of Singapore; 21 Heng Mui Keng Terrace, #04-02 Singapore 119613
3. Department of Finance, Kelly School of Business; Indiana University; 1309 E. Tenth Street Bloomington IN 47405-1701
4. School of Banking and Finance; University of New South Wales, Australia; ASB Building Level 3, UNSW Sydney 2052