1. Department of Economics Akal University Bathinda Punjab India
2. School of Economics, Faculty of Management, Shri Mata Vaishno Devi University Katra Union Territory of Jammu & Kashmir India
3. Post‐Graduate Department of Community Medicine Government Medical CollegeJammu Union Territory of Jammu & Kashmir India
4. School of Business Faculty of Management Shri Mata Vaishno Devi UniversityKatra Union Territory of Jammu & Kashmir India