1. Cranfield School of Management; Cranfield University; College Road Cranfield MK43 0AL Bedfordshire UK
2. Department of Business Management; University of Würzburg; Josef-Stangl-Platz 2 97070 Würzburg Germany
3. Bank of Cyprus Chair Professor of Finance; Faculty of Economics and Management; University of Cyprus; P.O. Box 20537 1678 Nicosia Cyprus
4. King's Business School; King's College London; Bush House, 30 Aldwych London WC2B 4BG UK