1. Professor of Information Systems, Management Science Department; Lancaster University Management School; Rm A42 Lancaster LA1 4YX UK
2. Schmidt Research Professor of Sales, Marketing and International Business, College of Business and Innovation; The University of Toledo; 2801 W. Bancroft Street Toledo OH 43606 USA
3. Professor of Information Systems, Information, Operations and Technology Management, College of Business and Innovation; The University of Toledo; 2801 W. Bancroft Street Toledo OH 43606 USA