1. Kaiser Family Foundation.State Health Facts: Health Insurance Coverage of the Total Population (CPS). Accessed March 23 2022.https://www.kff.org/other/state‐indicator/health‐insurance‐coverage‐of‐the‐total‐population‐cps/?dataView=1¤tTimeframe=0&sortModel=%7B%22colId%22:%22Location%22 %22sort%22:%22asc%22%7D
2. Kaiser Family Foundation.2021 Employer Health Benefits Survey. Published November 10 2021. Accessed March 23 2022.https://www.kff.org/report-section/ehbs-2021-summary-of-findings/
3. Health Care Cost Institute.2019 Health Care Cost and Utilization Report. Accessed March 23 2022.https://healthcostinstitute.org/images/pdfs/HCCI_2019_Health_Care_Cost_and_Utilization_Report.pdf
4. YoungG RaeM ClaxtonG et al.Many households do not have enough money to pay cost‐sharing in typical private health plans. Peterson‐KFF Health System Tracker. Published March 10 2022. Accessed March 23 2022.https://www.healthsystemtracker.org/brief/many‐households‐do‐not‐have‐enough‐money‐to‐pay‐cost‐sharing‐in‐typical‐private‐health‐plans/
5. Who Really Pays for Health Insurance? The Incidence of Employer-Provided Health Insurance with Sticky Nominal Wages