The roles of alternative data and machine learning in fintech lending: Evidence from the LendingClub consumer platform-Reference-Cited by-同舟云学术

The roles of alternative data and machine learning in fintech lending: Evidence from the LendingClub consumer platform

Published:2019-11-06 Issue:4 Volume:48 Page:1009-1029
ISSN:0046-3892
Container-title:Financial Management
language:en
Short-container-title:Financial Management

Author:

Jagtiani Julapa¹,Lemieux Catharine²

Affiliation:

1. Federal Reserve Bank of Philadelphia Philadelphia Pennsylvania

2. Federal Reserve Bank of Chicago Chicago Illinois

Publisher

Wiley

Subject

Economics and Econometrics,Finance,Accounting

Link

https://onlinelibrary.wiley.com/doi/pdf/10.1111/fima.12295

Reference40 articles.

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2. Balyuk T. &Davydenko S.(2018).Reintermediation in fintech: Evidence from ONLINE Lending. Emory University and University of Toronto Working Paper.

3. Bertsch C. Hull I. &Zhang X.(2016).Monetary normalizations and consumer credit: Evidence from Fed liftoff and online lending. Sveriges Riksbank Working Paper 319.

4. Changes in U.S. family finances from 2013 to 2016: Evidence from the survey of consumer finance;Bricker J.;Federal Reserve Bulletin,2017

5. Buchak G. Matvos G. Piskorski T. &Seru A.(2017).Fintech regulatory arbitrage and the rise of shadow banks. NBER Working Paper 23288.

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