1. Accent 2012 Using behavioural economics to encourage water bill payments by debtors and those who struggle to pay http://webarchive.nationalarchives.gov.uk/20150624091829/http://ofwat.gov.uk/regulating/customerdebt/rpt_com20120724behaviour.pdf
2. Age UK 2016 Later life in the UK http://www.ageuk.org.uk/Documents/EN-GB/Factsheets/Later_Life_UK_factsheet.pdf?dtrk=true
3. Australian Centre for Justice Innovation (ACJI) and SOCAP 2015 Australian competency and ethical framework for complaint professionals http://www.socap.org.au/files/nrteUploadFiles/132F102F201533A153A50PM.pdf
4. Australian Competition and Consumer Commission 2015 Compliance and enforcement policy https://www.accc.gov.au/about-us/australian-competition-consumer-commission/compliance-enforcement-policy
5. Australian Government Productivity Commission (AGPC) 2008 Review of Australia's consumer policy framework http://www.pc.gov.au/inquiries/completed/consumer-policy/report/consumer2.pdf