1. School of Rail Transportation Southwest Jiaotong University Hope College Chengdu China
2. Symbiosis School for Online and Digital Learning Symbiosis International (Deemed University) Pune India
3. Independent Researcher Canakkale Türkiye
4. Department of Management Studies Graphic Era Deemed to be University Dehradun Uttarakhand India
5. MEU Research Unit Middle East University Amman Jordan
6. Department of Agricultural Finance and Banking Bangladesh Agricultural University Mymensingh Bangladesh
7. Jadara Research Center Jadara University Irbid Jordan