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2. Australian Prudential Regulatory Authority(2013) ‘Prudential Standard APS 112 – Capital Adequacy: Standardised Approach to Credit Risk’ APRA Sydney. Available from:http://www.apra.gov.au/adi/PrudentialFramework/Documents/121109_APS_112.pdf.
3. Australian Prudential Regulatory Authority(2015) ‘Information Paper: International Capital Comparison Study’ APRA Sydney. Available from:http://www.apra.gov.au/adi/PrudentialFramework/Documents/150710-International-capital-comparison-information-paper.pdf.
4. Do Strict Capital Requirements Raise the Cost of Capital? Bank Regulation, Capital Structure, and the Low-Risk Anomaly