1. Department of Management Sciences City University of Science and Information Technology Peshawar Pakistan
2. Bahria Business School Bahria University Karachi Pakistan
3. Interdisciplinary Research Center For Finance and Digital Economy King Fahd University of Petroleum and Minerals Dhahran Kingdom of Saudi Arabia
4. School of Management and Marketing College of Business and Public Management, Wenzhou‐Kean University Wenzhou China
5. Department of Management and Humanities Universiti Teknologi PETRONAS Seri Iskandar Malaysia