1. Bureau of Health Management, New York State Workers' Compensation Board , 20 Park Street, Albany, NY, 12207, USA
2. Lally School of Management and Technology, Rensselaer Polytechnic Institute , 110 Eight Street, Troy, NY, 12180, USA
3. Department of Decision Sciences and Engineering Systems, Rensselaer Polytechnic Institute , 110 Eight Street, Troy, NY, 12180, USA