Abstract
In recent years, central bank digital currency (CBDC) has garnered significant attention, raising the prospect of widespread adoption in payment transactions. Global public authorities and central banks are closely monitoring these developments, analyzing their potential impacts on the economy, financial systems, and central banking. This study delves into the overview of CBDC and discusses the opportunities and challenges associated with its implementation. It sheds light on strategies for facilitating the issuance of CBDC, aiming to offer valuable insights for researchers, policymakers, and practitioners seeking a deeper understanding of CBDC.