1. Credit (def. 2c), Merriam Webster Online, 2015.
2. What can we learn from credit markets?;Simkovic,2016
3. Basel Committee on Banking Supervision,2000
4. Credit risk, credit scoring and the performance of home mortgages;Avery;Federal Reserve Bulletin,1996
5. Low to moderate income and high minority area case studies, Fair, Isaac and Company, Inc. Discussion Paper (October 4, 1996);Fair;Federal Reserve Bulletin,1997