1. Managing the commercial lending process;Altman,1985
2. Loan commitments and bank risk exposure, finance and economics discussion series no. 65;Avery,1989
3. Market discipline in regulating bank risk: New evidence from the capital markets;Avery;Journal of Money, Credit and Banking,1988
4. An analysis of risk-based deposit insurance for commercial banks;Avery,1985
5. The loan market, collateral and rates of interest;Barro;Journal of Money, Credit and Banking,1976