1. Abbasi, T., & Weigand, H. (2017). The impact of digital financial services on firm's performance: A literature review.arXiv preprint arXiv:1705.10294.
2. Value creation in innovation ecosystems: How the structure of technological interdependence affects firm performance in new technology generations;Adner;Strategic Management Journal,2010
3. Adner, R. (2012). The wide lens: A new strategy for innovation. New York, NY: Portfolio Penguin.
4. Alliance for Financial Inclusion. (2017). Defining Financial Inclusion. Available from https://www.afi-global.org/sites/default/files/publications/2017-07/FIS_GN_28_AW_digital.pdf Retrieved January 25th, 2021.
5. Financial inclusion and economic growth in Nigeria;Babajide;International Journal of Economics and Financial Issues,2015