1. Financial ratios, discriminant analysis and the prediction of corporate bankruptcy;Altman;Journal of Finance,1968
2. Altman E I. 1980. Commercial bank lending: process, credit scoring and costs of error in lending Journal of Financial and Quantitative Analysis, Vol. XV, No. 1, pp. 35-51.
3. Aziz, M.A., and Humayon A. 2006. Predicting Corporate Bankruptcy: Where we Stand? Corporate Governance, 2006, v6(1), 18-33.
4. Bellovary et al., 2007 A Review of Bankruptcy Prediction Studies: 1930 to Present, Journal of Financial Education, Volume 33, Winter 2007.
5. Chen, K.H., and Thomas A Shimerda. 1981. An Empirical Analysis of Useful Financial Ratios Financial Management, Spring 1981, v10(1), 51-60.