1. Consumer behaviour and the stickiness of credit-card interest rates;Calem;American Economic Review.,1995
2. Credit constraints and US households;Croook;Applied Financial Economics.,1996
3. Crook, J., 1998. The demand for household credit in the US: evidence from the 1995 Survey of Consumer Finance. Credit Research Centre, Working Paper 98/1.
4. The effect of borrowing constraints on consumer liabilities;Cox;Journal of Money, Credit, and Banking,1993
5. Borrowing constraints, household debt and racial discrimination in loan markets;Duca;Journal of Financial Intermediation,1993