1. Agence France-Presse, 1999. Credit rating agencies under fire in Japan. Internet newsgroup: http://www. clari.world.asia.japan.bix.clari.bix.industry.banking (2 February, 1:12 AM) ClariNet Communications.
2. Market microstructure and price discovery on the Tokyo Stock Exchange;Amihud;Japan and the World Economy,1989
3. Anderson, C.W., Campbell, T.L., II, 2000. Corporate governance of Japanese banks, Working Paper, University of Kansas.
4. Bank for International Settlements, Basel Committee on Banking Supervision (January 2001). [Several sections were used: Overview of the New Basel Capital Accord, The New Basel Capital Accord, Internal Ratings-Based Approach, and Pillar 3 (Market Discipline)].
5. Comparing market and supervisory assessments of bank performance: W ho knows what when?;Berger;Journal of Money, Credit and Banking,2000