1. Undermining rural development with cheap credit;Adams,1984
2. Poverty, incentives and development;Banerjee;American Economic Review (AEA Papers and Proceedings),1994
3. Brugger, E., & Rajapatirana, S. (1995). New perspectives on financing small business in developing countries. San Francisco: ICS Press
4. Christen, R., Rhyne, E., Vogel, R., & McKean, C. (1995). Maximizing the outreach of microenterprise finance: an analysis of successful programs, program and operations. Assessment Report No. 10, United States Agency for International Development, Washington, DC
5. Conning, Jonathan (1999). Outreach, sustainability and leverage in microlending: a contract design approach. Journal of Development Economics, 60 (1), October