1. Alderman, H., C.Paxson, 1992. Do the poor insure? A synthesis of the literature on risk and consumption in developing countries, WPS 1008, The World Bank, Agricultural and Rural Development Department, Washington D.C.
2. Agricultural credit in Tanzania: A peasant perspective;Amani;Savings and Dev.,1987
3. Poverty, incentives, and development;Banerjee;Am. Economic Rev. Papers and Proceedings,1994
4. Occupational choice and the process of development;Banerjee;J. Political Economy,1993
5. Besley, T., 1995. Savings, credit and insurance, In: Behrman, J., Srinivasan, T.N. (Eds.), Handbook of Development Economics, Chap. 36, Vol. IIIA, North-Holland, Amsterdam, pp. 2123–2207.