1. Deductibles in health insurance: Pay or pain?;Asheim;International Journal of Health Care Finance and Economics,2003
2. Risk measurment with equivalent utility principles;Denuit;Statistics and Decisions,2006
3. The optimal deductible for an insurance policy when the initial wealth is random;Doherty;The Journal of Business,1983
4. L. Gardiol, P.Y. Geoffard, C. Grandchamp, Separating selection and incentive effects in health insurance, PSE Working Papers 38, 2005, PSE (Ecole normale supérieure). Available at: http://ideas.repec.org/p/cpr/ceprdp/5380.html
5. The mathematics of excess of loss coverages and retrospective rating—a graphical approach;Lee;Proceedings of the Casualty Actuarial Society,1988