1. Marketing Department, University of Auckland Business School, Level 4, Owen G Glenn Building, 12 Grafton Road, Auckland, New Zealand
2. Department of Accounting and Finance, University of Auckland Business School, Level 5, Owen G Glenn Building, 12 Grafton Road, Auckland, New Zealand
3. Institute of Healthy Ageing, Waikato District Health Board, Older Persons and Rehabilitation Building, Waiora, Waikato Hospital Campus, Pembroke Street, Hamilton, New Zealand and Faculty of Medical and health Sciences, University of Auckland, Auckland, Private Bag 92019