1. Technical, scale, and allocative efficiencies in U.S. banking: An empirical investigation;Aly;The Review of Economics and Statistics,1990
2. Florida savings and loan use of expanded powers;Baker,1982
3. Bell, F., and Murphy, N. Costs in commercial banking: A quantitative analysis of bank behavior and its relation to bank regulation, Research Report 41, Federal Reserve Bank of Boston, MA.
4. Branch banking and economies of scale;Benston;The Journal of Finance,1965
5. Competitive viability in banking: Scale, scope and product mix economies;Berger;Journal of Monetary Economics,1987