1. The second machine age: Work, progress, and prosperity in a time of brilliant technologies;Brynjolfsson,2016
2. Digital transformation of industries,2016
3. Disrupting Banking: The Fintech Startups That Are Unbundling Wells Fargo, Citi and Bank of America,2015
4. Diffusion of innovations;M. Rogers,2003
5. The context for change: Organization, technology and environment;DePietro,1990