1. School of Finance, Yunnan University of Finance and Economics, Kunming 650221, PR China
2. Business School, State Key Laboratory of Hydraulics and Mountain River Engineering, Sichuan University, Chengdu 610064, PR China
3. Institute of Sustainable Construction, Vilnius Gediminas Technical University, Saulėtekio al. 11, LT-10223 Vilnius, Lithuania