Comparative efficiency analysis of conventional banks and Islamic banks: in evidence of Pakistan

Author:

Mehmood Khalid1,Lace Natalja1,Danilevičienė Irena2

Affiliation:

1. Faculty of Engineering Economics and Management, Riga Technical University, Kalnciema Str. 6, LV-1048, Riga, Latvia

2. Department of Finance Engineering, Faculty of Business Management, Vilnius Gediminas Technical University, Saulėtekio al. 11, LT-10223, Vilnius, Lithuania

Abstract

The study evaluates the comparison and efficiency of Pakistani Islamic and conventional banks. Data are collected from the reports of banks website and state bank of Pakistan for the period 2013−2017. Used financial ratios for methodology and descriptive summary, correlation and Trend for analysis technique. The analysis shows conventional banks are more liquid, solvent and less risky. According to profit-ability ratio, Islamic banks are more profitable. Trend analysis shows, both banks have positive trends, but the conventional banks disclose more efficiency and positive trend. Conventional banks are technologically advanced and extensive, but the future of Islamic banks looking bright in case of Pakistan.

Publisher

VGTU Technika

Reference14 articles.

1. sector banks. International Journal of Productivi-ty and Performance Management, 59(1), 51−75. https://doi.org/10.1108/17410401011006112

2. Mokhtar, H. S. A., Abdullah, N., & Alhabshi, S. M. (2008). Efficiency and competition of Islamic banking in Malaysia. Humanomics, 24(1), 28−48. https://doi.org/10.1108/08288660810851450

3. Onour, I., & Abdalla, A. (2010). Scale and technical efficiency of Islamic banks in Sudan: data envel-opment analysis (MPRA Paper No. 29885). https://mpra.ub.uni-muenchen.de/29885/1/MPRA_ paper_29885.pdf

4. Samad, A., & Hassan, M. K. (2000). The performance of Malaysian Islamic bank during 1984-1997: an exploratory study. Thoughts on Economics, 10(1−2), 7−26.

5. Said, A. (2012). Efficiency in Islamic banking during a financial crisis-an empirical analysis of forty-seven banks. Journal of Applied Finance & Bank-ing, 2(3), 163−197.

同舟云学术

1.学者识别学者识别

2.学术分析学术分析

3.人才评估人才评估

"同舟云学术"是以全球学者为主线,采集、加工和组织学术论文而形成的新型学术文献查询和分析系统,可以对全球学者进行文献检索和人才价值评估。用户可以通过关注某些学科领域的顶尖人物而持续追踪该领域的学科进展和研究前沿。经过近期的数据扩容,当前同舟云学术共收录了国内外主流学术期刊6万余种,收集的期刊论文及会议论文总量共计约1.5亿篇,并以每天添加12000余篇中外论文的速度递增。我们也可以为用户提供个性化、定制化的学者数据。欢迎来电咨询!咨询电话:010-8811{复制后删除}0370

www.globalauthorid.com

TOP

Copyright © 2019-2024 北京同舟云网络信息技术有限公司
京公网安备11010802033243号  京ICP备18003416号-3