Pengaruh Sikap, Norma Subjektif dan Persepsi Kontrol Perilaku terhadap Intensi Mahasiswa FEBI UINSU Menggunakan Linkaja Syariah

Abstract

Currently, the choice of digital wallets based on sharia principles in Indonesia is still very limited. Linkaja Syariah is a digital wallet that has obtained sharia compliance from MUI. This study aims to see the influence of attitudes, subjective norms, and perceptions of behavior control on intentions using Linkaja Syariah. This type of research is done using descriptive quantitative methods. Students from the Faculty of Islamic Economics and Business at UIN North Sumatra for the academic year 2021–2022 served as the study's sample population and 98 respondents were given questionnaires to complete in order to obtain the data. With the aid of IBM SPSS version 20, a multiple linear regression analysis method was used for this investigation. The results of this study indicate that partially attitudes significantly affect the intention to use Linkaja Syariah. Subjective norms partially did not significantly affect the intention to use Linkaja Syariah. Perception of behavior control significantly affects the intention to use Linkaja Syariah. The intention to use Linkaja Syariah is significantly influenced by attitude factors, subjective norms, and perceptions of behavior control at the same time.