Revisiting the effect of financial crisis and banking reforms on the effectiveness of monetary policy transmission mechanism in Nigeria

Author:

Apanisile Olumuyiwa1ORCID

Affiliation:

1. Obafemi Awolowo University, Faculty of Social Sciences, Economics Department, Ile-Ife, Osun State, Nigeria

Abstract

Understanding the effect of the extent of financial intermediation on the performance of monetary policy transmission channels is crucial to the formulation of monetary policy. To this end, the paper tested the validity of the above statement in the Nigerian context using quarterly data between 2005Q1 and 2019Q4. The data was analysed using a dynamic stochastic general equilibrium approach. Results of the estimation showed that the financial crisis experienced in the country led to the depression of the Nigerian capital market and a decrease in the amount of credit provided by banks for trading in the capital market, exchange rate risk tightening of liquidity, and greater loan-loss provisioning. It was revealed that recent changes and reforms in the industry have positive impacts on all the monetary policy transmission channels (exchange rate, interest rate, expectation, and credit) considered in the study. However, the credit channel appeared to be the most active as it transmits the largest impact of shocks to the financial sector (88.06 per cent on average) to the real economy. This demonstrates that the private sector depended on the financial sector for ?nancing their expenditures, which later induced an increase in the level of investment and increased output.

Publisher

National Library of Serbia

Reference36 articles.

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