Stepping into the Breach of Federal Inaction: Reforming the Financing of Long-Term Services and Supports in the Post-CLASS Era

Author:

Miller Edward Alan1,Nadash Pamela1,Cohen Marc A.1

Affiliation:

1. University of Massachusetts Boston

Abstract

Abstract The growing need for long-term services and supports (LTSS) poses significant challenges to both individuals and government. This article documents the continuing failure to tackle this problem at the national level—a failure that was most recently seen in the fallout from the Affordable Care Act (ACA), which included the single piece of national legislation ever enacted to comprehensively address LTSS costs: the Community Living Assistance Services and Supports (CLASS) Act. The CLASS Act was passed as part of the ACA (Title 8) but was repealed in 2013. Following its demise, policy experts and some Democrats have made additional proposals for addressing the LTSS financing crisis. Moreover, significant government action is taking place at the state level, both to relieve financial and emotional burdens on LTSS recipients and their families and to ease pressure on state Medicaid budgets. Lessons from these initiatives could serve as opportunities for learning how to overcome roadblocks to successful policy development, adoption, and implementation across states and for traversing the policy and political tradeoffs should a policy window once again open for addressing the problem of LTSS financing nationally.

Publisher

Duke University Press

Subject

Health Policy

Reference38 articles.

1. AP-NORC (Associated Press-NORC Center for Public Affairs Research). 2019. “What Policies Do Adults Age 40 and Older Support to Help Americans Pay for Long-Term Care?” The Long-Term Care Poll. www.longtermcarepoll.org/what-policies-do-adults-age-40-and-older-support-to-help-americans-pay-for-long-term-care/ (accessed April28, 2020).

2. Bipartisan Policy Center. 2017. “Financing Long-Term Services and Supports: Seeking Bipartisan Solutions in Politically Challenging Times.” July. bipartisanpolicy.org/wp-content/uploads/2019/03/BPC-Health-Financing-Long-Term-Services-and-Supports.pdf.

3. The Interaction of Public and Private Insurance: Medicaid and the Long-Term Care Insurance Market;Brown;American Economic Review,2008

4. CMS (Centers for Medicare and Medicaid Services). 2019. “Announcement of Calendar Year (CY) 2020 Medicare Advantage Capitation Rates and Medicare Advantage and Part D Payment Policies and Final Call Letter.” April. www.cms.gov/Medicare/Health-Plans/MedicareAdvtgSpecRateStats/Downloads/Announcement2020.pdf.

5. Cohen Marc A. 2019. “Enhancing the Affordability and Accessibility of Private Long-Term Care Insurance.” Testimony before the Senate Finance Committee on Health Care, November20. www.finance.senate.gov/imo/media/doc/20NOV2019CohenSTMNT.pdf.

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