1. Department of Civil Engineering, Ryerson Polytechnic University, 350 Victoria Street, Toronto, Ontario M5B 2K3 Canada
2. Insurance Institute for Highway Safety, 1005 North Glebe Road, Arlington, VA 22201-4751
3. Department of Civil and Environmental Engineering, University of Maine, 5711 Boardman Hall, Room 105, Orono, ME 04469-5711