1. Paul D. Jacobs ( ) is a senior service fellow in the Division of Research and Modeling at the Agency for Healthcare Research and Quality, in Rockville, Maryland.
2. Jessica S. Banthin is deputy assistant director of the Health, Retirement, and Long-Term Analysis Division of the Congressional Budget Office, in Washington, D.C.
3. Samuel Trachtman was an analyst in the Health, Retirement, and Long-Term Analysis Division of the Congressional Budget Office when this research was conducted. He is currently a graduate student in the Travers Department of Political Science at the University of California, Berkeley.