Author:
Gabel Jon R.,Ginsburg Paul B.,Pickreign Jeremy D.,Reschovsky James D.
Publisher
Health Affairs (Project Hope)
Reference8 articles.
1. J. Gabel et al. “Employer-Sponsored Health Insurance in America,”Health Affairs(Fall 1990 ): 161 –175
2. “Moral hazard” is the increase in demand that results from the presence of insurance. In the case of health care, because the price of services declines when services are covered, patients buy more services. See M. Pauly, “The Economics of Moral Hazard,”American Economic Review58, no. 3 ( 1968 ): 231 –237.
3. Data for 1990 are from C.B. Sullivan and T. Rice, “The Health Insurance Picture in 1990,”Health Affairs(Summer 1991 ): 104 –115.
4. Data for 1997 are from M.S. Marquis and S. Long, “Trends in Managed Care and Managed Competition, 1993–1997,”Health Affairs(Nov/Dec 1999 ): 75 –88.
5. Authors’ calculation from G. Jensen et al. “The New Dominance of Managed Care: Insurance Trends in the 1990s,”Health Affairs(Jan/Feb 1997 ): 126 –131
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