1. Thomas Buchmueller ( ) is the Waldo O. Hildebrand Professor of Risk Management and Insurance, Ross School of Business, at the University of Michigan, in Ann Arbor.
2. Colleen Carey is a Robert Wood Johnson Foundation Scholar in Health Policy Research at the University of Michigan.
3. Helen G. Levy is a research associate professor at the Institute for Social Research and the Ford School of Public Policy, University of Michigan.