1. John F. Hoadley ( ) is a research professor in the Health Policy Institute at Georgetown University, in Washington, D.C.
2. Juliette Cubanski is associate director of the Program on Medicare Policy at the Henry J. Kaiser Family Foundation in Menlo Park, California.
3. Patricia Neuman is senior vice president and director of the Program on Medicare Policy at the Henry J. Kaiser Family Foundation in Washington, D.C.