1. The Market for “Lemons”: Quality Uncertainty and the Market Mechanism
2. Equilibrium in Competitive Insurance Markets: An Essay on the Economics of Imperfect Information, 90;The pioneering work is Michael Rothschild & Joseph Stiglitz,1976
3. Adverse Selection and Insurance with Uberrima Fides;See Avinash Dixit;INCENTIVES, ORGANIZATION, AND PUBLIC ECONOMICS: PAPERS IN HONOUR OF SIR JAMES MIRRLEES
4. On the Role of Good Faith in Insurance Contracting;ECONOMICS FOR AN IMPERFECT WORLD,2003