1. Williams, His Honour Judge Williams David Barry, (20 Feb. 1931–15 July 1995), QC 1975; a Circuit Judge, since 1979; Deputy Senior Judge (non-resident), 1983–95, Acting Senior Judge, since 1995, Sovereign Base Areas, Cyprus
2. 000 earner lives in a $400,000 house, and two $100,000 earners live in two $200,000 houses. The average home price in this example is $450,000, and the average income is $375,000, or 5/6 of the average price. The median price is $300,000 and the median income is $200,000, or 2/3 of the average price. The median here paints a more representative picture of housing affordability, at least from an underwriter's point of view. 2. This and subsequent figures are superimposed over the time frame of recession periods as;Consider;National Bureau of Economic Research,2011