1. European Central Bank, Sveriges Riksbank and Swiss National Bank. The Peoples Bank of China is not a member, although its work is more progressed than any other central bank. Other central banks that have announced they are researching or testing use cases for CBDC include;A coalition of central banks have committed to work together to assess CBDC use cases and design choices,2020
2. Open Banking and the Rise of FinTech: Innovative Finance and Functional Regulation' (2019) 35 Banking & Fin;See Christopher;L. Rev