1. Procrastination, Deadlines, and Performance: Self-Control by Precommitment;Dan Ariely;Psychological Science,2002
2. The Failure of Competition in the Credit Card Market;Lawrence Ausubel;American Economic Review,1991
3. Recent Changes in U.S. Family Finances: Evidence from the 1998 and 2001 Survey of Consumer Finances;Ana M Aizcorbe;Federal Reserve Bulletin,2003
4. Debt Revolvers For Self Control
5. Lawyers and Consumer Bankruptcy: One Code, Many Cultures;Jean Braucher;American Bankruptcy Law Journal,1993