1. ), minus 1. INV_PLAN: investment plans (for t+1, formulated in t) as a ratio to nominal sales in t-1; CAP_UTIL: degree of capacity utilisation, as %; PROFIT: index for firm's profitability;Definitions: INV_REV: ratio of actual investment in t to investment plans
2. Nominal Cash Flow
3. Availability and Cost of Credit for Small Businesses: Customer Relationships and Credit Cooperatives;P Angelini;Journal of Banking and Finance,1998