1. No. 102-550, 106 Stat. 3941, � 4501(7) (finding that Fannie Mae and Freddie Mac "have an affirmative obligation facilitate the financing of affordable housing for low-and moderate-income families;Federal Housing Enterprises Financial Safety and Soundness Act of,1992
2. (noting two competing narratives of causes of financial crisis, including one in which HUD regulation of Fannie and Freddie;See Peter;AM. SPECTATOR,2009
3. noting that HUD's "policy . . . allow[ing] Freddie Mac and Fannie Mae to count billions of dollars they invested in subprime loans as a public good that would foster affordable housing" was a "mistake;Carol D Leonnig;Quarterly Residential Vacancies & Homeownership, No. CB17-170,2000
4. Bursting Bubbles: Portland's Distressed Housing Market;Tom Heinicke;Q. URB. DEV. J,2009
5. For an excellent narrative of the lending and related practices that led to the Great Recession and their consequences, see The Big Short (Paramount Pictures 2015), which is a film adaptation of MICHAEL LEWIS;Id;THE BIG SHORT: INSIDE THE DOOMS-DAY MACHINE,2010