1. Q1・Q2・Q3
2. 4.10. Alternative measures of banking sector size
3. is the sum of expenses of premises and fixed assets plus amortization expenses of intangible assets plus goodwill impairment losses plus amortization expense and impairment losses for other intangible assets. The sample average value for each of these four categories of expense was 9.319, 0.191, 0.987 and 1.692 billion dollars respectively. Thus the amortization of goodwill charges are small relative to traditional depreciation charges;V D&a;The value of depreciation and amortization expenses,2008