1. For a discussion of why the individual mandate is essential to address critical adverse selection problems, see;Cost-Benefit Federalism: Reconciling Collective Action Federalism and Libertarian Federalism in the Obamacare Litigation and Beyond,2012
2. H/ACA Box
3. S.C. � 300gg-14) (requiring health insurance companies to provide coverage for young adults on their parents' policies through age 26). For a discussion see;Stat;Rebecca E. Zietlow, Democratic Constitutionalism and the Affordable Care Act,2011