1. Nine jurisdictions depart from the general rule and allow lawyers to provide financial assistance to clients. Most, however, carefully circumscribe their rules to prevent advances for living costs from becoming a basis for lawyers' bidding against each other to acquire clients by upping the amounts of the loans being offered. This is done by limiting advancements to only those who have already become clients and by other provisions designed to preclude price competition. The most liberal provision is the one in Texas which allows a lawyer to advance;St;See Model Code DR 5-103 (B); Model Rules, R.1.8 (e),2003