Abstract
The primary objective of the current study was to test the effect of financial robustness in promoting financial adaptability in International Islamic Bank and Elaf Islamic Bank. This was done by collecting the opinions of banking employees working in the two banks. A sample of (38) employees of the International Islamic Bank was taken, and a sample of (43) employees of the Elaf Islamic Bank was taken, so that the total study sample was (81) Employees, and a questionnaire form was distributed to them. After collecting the questionnaire forms, the data obtained was analyzed using the program (SPSS V.22). The results of the study found that there is a significant and positive effect of financial robustness in enhancing financial adaptability in Elaf Islamic Bank, which is greater than in the International Islamic Bank. These results indicate the importance of investing in financial robustness, as institutions that have high financial robustness are more prepared to face changing and accelerating financial challenges and have a greater ability to adapt.
Reference27 articles.
1. 1. Almomani, T. M. (2023). MODERATING EFFECT OF FAMILY OWNERSHIP PROJECTS ON THE RELATIONSHIP BETWEEN FINANCIAL FLEXIBILITY AND FINANCIAL PERFORMANCE: A CASE STUDY ON JORDAN. Journal of Southwest Jiaotong University, 58(3).
2. 2. Blessing, H., & Sakouvogui, G. (2023). Impact of Liquidity and Solvency Ratios on Financial Performance: A Comprehensive Analysis. Indonesia Auditing Research Journal, 12(3), 102-115.
3. The influence of financial indicators on liquidity: An empirical analysis of profitability, leverage, and fund age;Cicmil;Ekonomika,2023
4. Organization‐investor fit: The role of temporal preferences in shaping investor attraction and organizational performance;Gamache;Personnel Psychology,2023
5. 5. Gao, Y., Jiang, B., & Zhou, J. (2023). Financial Distress Prediction For Small And Medium Enterprises Using Machine Learning Techniques. arXiv preprint arXiv:2302.12118.