Affiliation:
1. University of Technology and Applied Sciences, Ibra, Oman
Abstract
Technology has become an unavoidable concept in the modern world. Adopting to technology is an utmost necessity in any field. Banking is one such sector which has seen vast changes in different stages of technology advancement staring from shifting to computer-based service to the recent day's online services provided by banks. The financial services provided are to result in financial stability, enhanced financial access and reduced poverty level. Digital transactions are referred to using digital banking, digital payment, mobile payment, cryptocurrency, etc. Digital banking connects to using technology in performing bank transactions.
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