Affiliation:
1. Department of Commerce, School of Commerce, Finance and Accountancy, CHRIST University (Deemed), Bangalore, India
Abstract
India is the second-most populous country in the world, with a rapidly growing economy. Its population is highly tech-savvy and has a high level of adoption of digital technologies. The Indian government has taken several initiatives to promote digital transactions and financial inclusion. These initiatives have been instrumental in the growth of fintech in India. Fintech, or financial technology, is transforming the financial sector worldwide. Fintech solutions have led to the creation of new business models, streamlined operations, and enhanced customer experience. India is no exception to this trend, as it has witnessed a significant growth in fintech in recent years. The fintech ecosystem in India is highly diverse, consisting of startups, technology companies, banks, and non-banking financial companies (NBFCs). There are various challenges faced by fintech companies in India, such as lack of access to capital, regulatory hurdles, and competition from established players. This chapter proposal aims to provide a basic literature review on the development of fintech in India.
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