Peer-to-Peer Finance

Abstract

Innovation in lending practices has challenged the monopoly of banks. Peer-to-peer lending, commonly referred to as P2P lending, has gained attention of non-bank financial institutions and other stakeholders. To examine the research trends in peer-to-peer lending, publications during 2013 to 2023 were analyzed. The Scopus database was used in the study to gather pertinent literature, while VOS viewer software is employed to visualize bibliographic information. The findings demonstrate that since 2010, peer-to-peer lending research has grown significantly, with a sizable portion of articles coming from the United States, the United Kingdom, and China. The study examined peer-to-peer lending research, covering key issues, authors, organizations, and research methodologies employed in this area. For scholars, decision-makers, and professionals interested in the P2P lending, the study's findings will be useful to develop future research agenda.