Emerging Technology Adoption and Applications for Modern Society Towards Providing Smart Banking Solutions

Author:

Pundareeka Vittala K. R.1,Ahmad Sayed Sayeed2ORCID,Seranmadevi R.3ORCID,Tyagi Amit Kumar4ORCID

Affiliation:

1. Faculty of Management, CMS Business School, Jain University, Bengaluru, India

2. De Montfort University, Dubai, UAE

3. School of Commerce, Finance and Accountancy, Christ University, Bangalore, India

4. National Institute of Fashion Technology, New Delhi, India

Abstract

The rapid advancement of emerging technologies has brought significant transformations to various sectors, including banking and finance. This chapter explores the adoption and application of emerging technologies in modern society, particularly focusing on their role in providing smart banking solutions. Technologies such as artificial intelligence (AI), blockchain, internet of things (IoT), and biometrics are revolutionizing traditional banking practices, enabling enhanced security, efficiency, and personalized services for customers. Through a comprehensive analysis of current trends and case studies, this chapter highlights the impact of these technologies on improving customer experiences, streamlining operations, mitigating fraud risks, and fostering financial inclusion. Additionally, it discusses the challenges and opportunities associated with the integration of these technologies into banking systems, including regulatory concerns, data privacy issues, and the need for skill development among banking professionals.

Publisher

IGI Global

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