An Analysis of Credit Management and Bank Lending Practices in Developing Countries

Abstract

The credit system and the banking activities processes increase people's investment practices, enhancing country people's economic condition. The research aims to understand the processes of banking activities and the importance of the credit management system. Concepts and the procedures of the credit management system are the most important things in lending a loan. The theory of banking activities is for understanding the activities of the banned credit system of the banks, including the processes of verification, calculation of loan details, and disbursing of the amount. The primary method has been used for collecting data from the respondents, including quantitative analysis, for a better understanding of all facts. This increases the possibility of earning and promotes developmental activities. Banks' lending practices increase their income, and the credit system increases the scope for developing the economic condition.